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100% Financing & 80/20 Loans

100% Financing is available if you are purchasing a home or refinancing. These products allow you to borrow 100% of the equity in your home without having to pay Private Mortgage Insurance. It also allows for a customer to be able to buy a house with zero down payment.

Most of the 100% Mortgages are broken up into two loans, a 1^st Mortgage and usually a Home Equity Line of Credit. These Loans are broken up in an 80/20 type of product to assure yourself not to have Private Mortgage Insurance. 

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Last modified: 04/25/06